On 20th June 2025, the Bank of England confirmed that the base interest rate will remain at 4.25%.
This decision offers welcome stability during ongoing uncertainty. This interest rate UK properties update is significant for both homebuyers and sellers, giving everyone a clearer picture of what to expect next.
But what does this mean for you personally? Whether you’re stepping onto the property ladder, upsizing, investing, or preparing to sell, here’s what you should know:
What This Interest Rate UK Properties Update Means for Homebuyers
If you’re wondering how this affects mortgages, you’re not alone.
A stable base rate can offer comfort in an unpredictable market. Although interest rates remain higher than in recent years, most lenders have already adjusted their offers. Therefore:
✅ You’ll likely see more stable mortgage repayments
✅ It’s a good time to consider locking in a fixed-rate deal
✅ There’s less pressure and fear of sudden changes
Because of this, if you’re looking to buy in Birmingham, Solihull, or nearby areas, it may be a great time to take action.
How This Interest Rate UK Properties Update Impacts Sellers
Mean for Sellers?
This rate pause gives buyers more confidence, which often leads to better-quality offers.
At Ferndown Estates, we know how to attract serious interest. For example:
✔️ Block viewings during week two build competition
✔️ We pre-qualify offers to avoid delays and fall-throughs
✔️ Our marketing strategy includes sneak previews, 360 tours, and professional photos
In short, if you’re thinking about selling, the summer market is still strong—and now is a smart time to list.
👉 Learn how we help sellers succeed
What We’re Seeing Locally
This interest rate UK properties update is already making a difference locally.
In places like Marston Green, Chelmsley Wood, and Kingshurst, we’re seeing real demand for well-maintained family homes and rental-ready properties. These areas are especially popular with buyers looking for good schools, transport links, and long-term value.
📍 Want to know what your property could achieve right now?
📞 Give us a call: 0121 770 5666
🌐 Book your free valuation here
🔍 Stay Informed – Stay Ahead
At Ferndown Estates, we combine local knowledge with national updates to help you make smart property decisions. Whether you’re buying, selling, or just exploring your options, we’re here to support you.
📍 Pop into the office: 3 Elmdon Road, Marston Green, Birmingham, B37 7BS
📞 Call the team: 0121 770 5666
📌 Key Terms
Bank Rate – The official interest rate set by the Bank of England
Fixed-rate mortgage – A mortgage with a set interest rate for a specific time
Base rate hold – A decision to keep the current interest rate unchanged
