Looking for Mortgage Advice? Why Many Clients Choose Contempo Financial Services
Buying a home is one of the biggest financial commitments you’ll ever make — and finding the right mortgage is key to making that journey smooth, affordable, and stress-free.
At Ferndown Estates, we don’t offer mortgage advice ourselves. But when clients ask if we know someone trustworthy, we may recommend professionals we’ve seen deliver consistently excellent support — including David, a Mortgage & Protection Advisor at Contempo Financial Services Ltd.
As David puts it:
“I’m passionate about helping clients navigate what is often the most significant financial commitment of their lives — buying a home. Whether you’re a first-time buyer, moving home, remortgaging, or exploring buy-to-let opportunities, I work with clients at every stage of the journey.”
Whole of Market Access
David isn’t tied to one bank or a small panel of lenders. As a Whole of Market advisor, he can access a wide range of mortgage products — giving clients more flexibility and options, especially if they don’t meet the standard high-street criteria.
Local Expertise with Non-Standard Construction
In our area, we see many homes built using less typical construction methods — such as concrete or steel-frame structures. These properties can be trickier to mortgage, and not all lenders are willing to finance them.
David has in-depth knowledge of which lenders are best suited to each type of construction. This means:
-
Faster decisions
-
Fewer unnecessary rejections
-
The right product from the start
It’s this kind of insight that can save clients time, stress, and money during the mortgage process.
Regulated and Reassuring
David works through Contempo Financial Services Ltd, which is part of the Quilter Financial Planning network.
David is registered with the Financial Conduct Authority (FCA).
That means clients receive compliant, professional advice held to the highest industry standards.
Friendly, Clear, and No Jargon
Many of our clients tell us they’ve found David to be approachable, informative, and genuinely helpful — especially when it comes to breaking down complex terms into something more digestible.
Whether it’s securing an Agreement in Principle, navigating affordability checks, or completing the paperwork, he’s there to guide you through.
No Pressure. No Obligation.
There is absolutely no requirement to use David — or any advisor we mention. We’ll always encourage you to shop around and make the decision that feels right for you.
A Fair, Standard Referral Practice
If you choose to work with David, the team member who referred you may receive a small, fixed referral payment. This is a standard thank-you offered by Contempo and is the same as if you referred someone yourself.
It’s not commission-based, and it doesn’t influence who we recommend — we only ever suggest professionals we trust.
Important Note: Ferndown Estates does not provide mortgage advice. All financial decisions should be made with a qualified and FCA-authorised mortgage advisor.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Want to Know More?
If you’re preparing to buy, remortgage, or just want some guidance on what’s possible, let us know — we can put you in touch with Contempo Financial Services for a no-pressure, no-obligation conversation.
Your journey. Your choice. We’re just here to help it go smoothly.
Looking for Mortgage Advice? Why Many Clients Choose Contempo Financial Services
Buying a home is one of the biggest financial commitments you’ll ever make — and finding the right mortgage is key to making that journey smooth, affordable, and stress-free.
At Ferndown Estates, we don’t offer mortgage advice ourselves. But when clients ask if we know someone trustworthy, we may recommend professionals we’ve seen deliver consistently excellent support — including David, a Mortgage & Protection Advisor at Contempo Financial Services Ltd.
As David puts it:
“I’m passionate about helping clients navigate what is often the most significant financial commitment of their lives — buying a home. Whether you’re a first-time buyer, moving home, remortgaging, or exploring buy-to-let opportunities, I work with clients at every stage of the journey.”
Whole of Market Access
David isn’t tied to one bank or a small panel of lenders. As a Whole of Market advisor, he can access a wide range of mortgage products — giving clients more flexibility and options, especially if they don’t meet the standard high-street criteria.
Local Expertise with Non-Standard Construction
In our area, we see many homes built using less typical construction methods — such as concrete or steel-frame structures. These properties can be trickier to mortgage, and not all lenders are willing to finance them.
David has in-depth knowledge of which lenders are best suited to each type of construction. This means:
-
Faster decisions
-
Fewer unnecessary rejections
-
The right product from the start
It’s this kind of insight that can save clients time, stress, and money during the mortgage process.
Regulated and Reassuring
David works through Contempo Financial Services Ltd, which is part of the Quilter Financial Planning network.
David is registered with the Financial Conduct Authority (FCA).
That means clients receive compliant, professional advice held to the highest industry standards.
Friendly, Clear, and No Jargon
Many of our clients tell us they’ve found David to be approachable, informative, and genuinely helpful — especially when it comes to breaking down complex terms into something more digestible.
Whether it’s securing an Agreement in Principle, navigating affordability checks, or completing the paperwork, he’s there to guide you through.
No Pressure. No Obligation.
There is absolutely no requirement to use David — or any advisor we mention. We’ll always encourage you to shop around and make the decision that feels right for you.
A Fair, Standard Referral Practice
If you choose to work with David, the team member who referred you may receive a small, fixed referral payment. This is a standard thank-you offered by Contempo and is the same as if you referred someone yourself.
It’s not commission-based, and it doesn’t influence who we recommend — we only ever suggest professionals we trust.
Important Note: Ferndown Estates does not provide mortgage advice. All financial decisions should be made with a qualified and FCA-authorised mortgage advisor.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Want to Know More?
If you’re preparing to buy, remortgage, or just want some guidance on what’s possible, let us know — we can put you in touch with Contempo Financial Services for a no-pressure, no-obligation conversation.
Your journey. Your choice. We’re just here to help it go smoothly.
